Customized Insurance for Your Unique Needs

Whether you’re looking for term or whole life insurance, comprehensive or liability, or somewhere in between, Minnesota Insurance Experts has the insurance you want that is customized to your needs.


Your life insurance is your last love letter to your family. Does yours say enough? A thorough life insurance review is the only way to be sure, and our experts help you cover everything your loved ones would need should the worst happen through a complimentary consultation.

Minnesota Insurance Experts offer life insurance options for policies for whole life, term life, and even insurance options that grow cash value that is safer than a 401K!

Whether you’re looking for life insurance for yourself or your child, we can help you determine the best insurance options for your unique needs.


You maintain your vehicle so that you can trust it to protect you while you’re on the road. Are you protecting your vehicle with appropriate auto insurance? Cut-rate auto insurance could cost you down the road, so contact Minnesota Insurance Experts today for a complimentary consultation. We will help you navigate the auto insurance world to create an auto insurance policy that meets your unique needs.

Did you know the Minnesota state auto insurance minimum is 30/60/10? Does that sound like an entirely foreign concept? Then it’s time to speak with one of our experts who can explain Minnesota insurance requirements, explain how your coverage works, and show you options to maximize coverage and minimize price.

Our goal? We at Minnesota Insurance Experts want to help you save money, protect your vehicle, and protect its precious cargo while on the road.


Aaron and Mandy Schalk are a husband-and-wife duo working hard to protect Minnesota residents with customized insurance needs designed to meet your unique situation. Located in Hastings, they are lifelong Minnesota residents who know the unique requirements Minnesota sets for auto insurance coverage and are experts in life insurance that ensure you and your loved ones are protected and cared for.

Don’t know what coverage is best for you? Contact Aaron and Mandy today for a complimentary consultation!